Dealer Quote Check — $99
One dealer quote, fully reviewed: the 7 checks above, the written verdict, the negotiation script, the walk-away lines. Delivered by email within 24 hours of our queue confirmation.
Get my deal checked — $99The real price, before you sign.
Send us the dealer's quote — the buyer's order, the deal worksheet, whatever they printed for you — and get a written, line-by-line verdict by email within 24 hours of our confirmation. We rebuild the true out-the-door price, flag the junk fees by name, and hand you the exact words to say back.
Get my deal checked — $99
Free preview first: email your deal sheet and see the first findings before you pay anything.
Paid when you decide — including walk away. Dealers never pay us. Ever.
Every verdict is a written review by a human reviewer — not an instant AI score.
The number on the windshield is not the number on the contract.
- The salesperson quotes one price. The buyer's order adds fees you never discussed.
- The finance office adds products — protection packages, warranties, theft plans — each 'only a few dollars a month,' each priced to be hard to compare.
- Your trade-in is valued in the same conversation where your new car is priced, so a low trade value can hide inside a 'discount.'
- The APR on the contract can sit above what your credit profile could qualify for elsewhere — and the paperwork alone never shows the lender's buy rate, so the gap stays invisible.
None of this requires anyone to break the law. It only requires you to sign before you've read the whole sheet. OutTheDoor reads the whole sheet. A second read of the sheet, before the signature, is a cheap seat at the table.
In a KPA survey of car buyers, 86% said they were concerned about hidden fees and 76% said they don't trust dealers to be honest on pricing (KPA survey, reported 2024).
29.6% of trade-ins in Q2 2026 were underwater, by an average of $6,884 (Edmunds, Q2 2026)
How it works.
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Send the deal sheet.
Email the full quote — a PDF, or clear photos of every page — to chiticohq+outthedoor@zohomail.com. Every page matters: the fees hide on page two.
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Free preview first.
Before you pay, you see the first findings and your out-the-door reconstruction. If the deal is clean, the preview says so — stop there, pay nothing.
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Get the full verdict.
We reply confirming your quote is in the queue; your written report lands within 24 hours of that confirmation. One-time payment, no account, no subscription.
Privacy, in plain terms.
Before you send: black out your Social Security number, date of birth, and driver's license number. We never need them.
- Your files are never shared with any dealer.
- Your files are never used to train AI.
- Your files are deleted 30 days after your report is delivered.
What's in the review — the 7 checks.
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1. True out-the-door reconstruction.
We rebuild the price from the lines on your sheet — vehicle price, every fee, tax, title, registration — and show the total you'll actually owe, next to the total you were quoted.
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2. Junk-fee flags.
Every fee line named and explained: doc fees, nitrogen fills, VIN etching, paint and fabric protection, dealer prep, market adjustments, duplicate processing charges. Each one marked: standard, negotiable, or push back.
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3. Finance-office traps.
The F&I menu decoded product by product — service contracts, GAP, tire-and-wheel, key replacement, theft protection, payment protection — what each one is, what it typically duplicates (your insurer, your credit union, the manufacturer's warranty), and the questions that expose a bad price.
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4. APR benchmark check.
If your sheet shows financing terms, we compare your contract APR against current benchmark ranges for similar credit tiers, and we check the payment math for payment packing — extra products folded into a monthly payment instead of priced in the open. One honest limit: the paperwork never shows the lender's buy rate, so no review can prove a dealer markup from the contract alone. What we can show you is where your rate sits against the benchmark — and whether the payment hides more than the car.
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5. Trade-in lowball check.
Your trade allowance read against the rest of the deal — because a 'great discount' paired with a low trade number is not a discount.
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6. Negotiation script.
Word-for-word lines for the fees and products you're pushing back on, in the order to say them.
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7. Walk-away lines.
The specific number or condition at which this deal stops making sense — and the sentence that ends the conversation politely.
The two checks.
Dealer Quote Check Pro — $179
Everything in the Quote Check, plus: a deep review of your trade-in and financing (term, rate, and product-by-product F&I math), and a second-deal comparison — send a competing quote and we put the two deals side by side, line by line.
Get the Pro check — $179This is a review of the paperwork you send us, not a quote and not a promise. We don't contact the dealer, we don't negotiate for you, and no review can promise a price or an outcome. What it can do is make sure you know exactly what you're signing.
Free tool — the Junk Fee Spotter.
Got a deal sheet in front of you? Check the lines that appear on it. The Spotter flags each one instantly — free, no email required.
0 lines checked — 0 standard, 0 negotiable, 0 push back.
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The dealer's charge for processing the paperwork. Some states cap it by law; many don't. It's rarely removed line-by-line — so negotiate it out of the total price instead.
Flag: "Count it, then fight it in the total."
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Your tires already run on air that's mostly nitrogen. A charge for filling them with nitrogen is almost pure margin.
Flag: "Push back."
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Etching the vehicle ID number into the glass as a theft deterrent. Often pre-added before you ever see the car, and the same service exists elsewhere for far less.
Flag: "Optional — decline or price it elsewhere."
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A coating or spray the dealer applies, sold as years of protection. Ask exactly what product is applied, by whom, and what the written warranty actually covers.
Flag: "Demand the details in writing before paying a cent."
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A line that raises the price above the manufacturer's sticker because the dealer can. It is not a fee for anything.
Flag: "Pure price — negotiate it like price."
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Preparing a new car for delivery is the manufacturer's expectation, already built into the business. Charging you separately for it is a second bite.
Flag: "Push back."
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Dealer-installed tracking or etch-and-recover plans, often duplicated by your insurer's own options.
Flag: "Compare with your insurer before accepting."
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Coverage beyond the factory warranty. Sometimes worth it — the price is negotiable, the coverage terms vary widely, and it can usually be bought later.
Flag: "Never decide this one under time pressure."
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Covers the gap between what you owe and what the car is worth if it's totaled. Legitimate for thin-down-payment loans — but your insurer or credit union may sell the same coverage for less.
Flag: "Get a competing quote first."
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Small F&I products bundled to look cheap per month. Priced over the full loan term, they are not cheap.
Flag: "Ask for each product's total price, not its monthly price."
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Pays your loan if you die or lose income — usually the most expensive way to buy that protection.
Flag: "Compare with plain term insurance first."
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A second paperwork-style charge alongside the doc fee.
Flag: "Two charges for one job — question it."
Free — the Dealer Fee Decoder.
Every common dealer fee, translated: what it really is, whether it's negotiable, and what to say about it. Enter your email and we'll send the Decoder — and when you're staring at a real deal sheet, you'll know the language.
This opens your email app addressed to us — we reply with the Decoder. No list resale, ever.
Free tool — the Junk Fee Spotter. Got a deal sheet in front of you? Check the lines that appear on it. The Spotter flags each one instantly — free, no email required.
Who pays us.
Marketplaces and lead sites are paid when a buyer signs; we're paid when you decide — including "no." We are paid by you, once, flat — and only for the review.
And the verdict is a written review by a human who read your actual sheet, line by line — not an instant score a program generates in seconds. A score can't read your trade-in allowance against your payoff. A verdict can.
Disclosure: OutTheDoor takes no money, referral fees, or commissions from dealerships, lenders, or F&I product providers. If that ever changes, it will be printed here before it happens.
What we are not.
OutTheDoor is not a dealership, not an auto broker, and not a negotiator. We never contact a dealer, never take part in a transaction, and never hold your money beyond the flat review fee. This is an information and document-review service. Your deal sheet may contain personal information — we use it only to produce your report, and we never sell it or share it with dealers, lenders, or marketers.
Questions.
How fast is the report?
Within 24 hours of our confirmation reply that your quote is in the queue. The clock starts at the confirmation, not at your first email.
What if the deal is fine?
Then the free preview says so, and you pay nothing. A clean verdict is a result we print, not a failure.
Will you call the dealer for me?
No — by design. The moment a service negotiates, it can be paid by the other side. We give you the math and the words; the decision stays yours.
Do you promise I'll save money?
No. Nobody honest can promise what a dealer will accept. What we promise is the review: every line read, every fee explained, the true total rebuilt from your own paperwork.
New or used cars?
Both. If it comes with a dealer's written quote, we can review it.
What should I send?
The complete quote — buyer's order, deal worksheet, or F&I menu — as a PDF or clear photos of every page, to chiticohq+outthedoor@zohomail.com.